Group Retirement
Today, more and more Canadians are realizing the importance of retirement planning. The expected baby boomer retirement tidal wave, coupled with longer life expectancy, has resulted in serious and increasing strains on government retirement programs. This has led to a proliferation of employee-sponsored Group Retirement Plans – a crucial element of retirement planning for most employees.
At J&D Benefits, we recognize that retirement benefits are an important tool for attracting and retaining the right employees. By understanding your specific goals and needs, we tailor your plan design to reflect these requirements. With over 30 years of experience in individual and group retirement planning, J&D Benefits has the expertise you need for your Group Retirement plans.
Group Retirement plans offer easy access to tax-effective retirement saving vehicles through payroll deduction. They also offer reduced management fees to the individual investor based upon larger volumes of business. Our goal is to help your organization create an effective retirement planning program that benefits the future of both your business and your employees.
This process starts with a thorough review of corporate objectives, needs and constraints. This information is then compared with employee demographics to create an optimal plan design. We then choose the plan that best fits the design criteria from a list of preferred providers.
J&D Benefits will oversee all aspects of plan implementation. We provide ongoing support including on-site Investment Planning/Retirement Planning seminars and access to our team of investment professionals, as well as individual financial planning consultations.
This is a critical advantage that J&D offers. Many organizations provide their employees with excellent benefit programs and support during their employment, but often fall short in helping them plan and prepare for retirement. J&D can help prepare your employees for a graceful transition to retirement and the next phase of their lives.